Have you been bitten by the “fixer upper” bug? Many homeowners are intrigued with fixer uppers because of the charm, and gratification that comes from handling your own home projects. Plus, it’s much less expensive than buying a home that’s move in ready. Even with all the home renovation shows…
Potential lenders like to see different kinds of credit, like credit cards, mortgage, car loans, and student loans. Yet, a long history of paying bills on time is the most important thing. Having a long history off timely payments is what counts the most when it comes to your credit score….
Being a home owner is a major responsibility. Not only are you responsible for keeping up with home owners’ insurance, HOA fees and regular monthly bills. But you also have to watch out for needed repairs. If ignored too long, something that started off minor may turn into a grueling…
It may be tempting to pay off your mortgage early and live your life debt free. By saying goodbye to your mortgage payments, you are saving the additional interest expense that would have been added to your payments. This money can not be taken likely, as it can be a significant…
Food is amongst one of the most wasteful things in the American household. So much food gets thrown away, and it is the same as throwing away cash. As part of the financial improvement process, it is a good idea to check out your family’s eating habbits and see what…