Insurance Freedom

Term vs. Permanent Life Insurance

Life insurance is one of those things most people don’t want to talk about, but is still important. It’s a promise that if anything happens to you, the company will pay a certain sum of money to your beneficiary. There are two kinds of life insurance: term life insurance and…

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Free Health Services You Can Use Under Obamacare

The Affordable Care Act, also known as Obamacare covers certain costs for insurers without a copay. These services are important because they could ward off many life threatening diseases. Here’s a short list of preventative screenings: abdominal aortic aneurysm screening, alcohol misuse screening, cholesterol screening, depression screening, diet counseling, Immunization Vaccines, HIV…

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3 Expensive Winter Homeowner’s Insurance Claims

During the winter months, homeowners’ insurance claims tend to skyrocket. Repairs are costly, so it’s best to do whatever is possible to avoid common winter claims. One of the most common insurance claims is frozen, broken pipes. Winter months can cause damage through pipe freezing. The average cost of a…

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