A certified check is a check that has been issued and backed by a bank that ensures the account has enough funds to cover the check. Reasons you may want to use a certified check includes:
- For privacy: Certified checks do not showy information such as your address, bank account or routing number.
- No limits: Big purchases, like a down payments on a house or a car, can be made with a certified check.
- Extra protection: Certified checks offer more protection compared to a regular check because the bank must certify that the funds are available.