If you have a lot of debt, it can be a huge headache. Creditors may call you repeatedly, often times with threats. Luckily, you don’t have to suffer through it like you might have thought. There are ways to stop them from bothering you. See three of those ways below:
#1 -Is it yours? – Find out if the debt actually belongs to you. Creditors make mistakes too.
#2 – Tell them to stop – A simple Cease and Desist letter will stop creditors from calling you. You will still owe the debt and they still can sue you. But, at least they’ll stop calling you.
#3 – Give them cash – If your debt is really old, you may be able to get creditors to take a very low cash settlement offer.