Nothing in life is free, but most thing’s can be negotiated. If you want to catch a break every now and then with prices, here are some great places to start.

Your job benefits – From salaries to sign on bonuses, always see if your employer is willing to negotiate with you. They may be willing to pay your cell phone bill, give you extra time off or give you the flexibility to work from home.

Your bills – Regardless if it’s your cable, electric or medical bills, you should call to negotiate and compare competitor prices.

Your credit card fees – They may be willing to waive a late fee if your account is in good standing most of the time.