Modern day financial advisors have a new playbook to accommodate the modern day needs of modern day families. Financial advisors are needed now in this day and age more than ever because many don’t know about the new playbook. The number one problem that many people aren’t aware of is that if you try to access your retirement funds while you’re still working, you’ll have to face additional taxes. Also, if you have a blended family, a financial advisor can make things easier without getting emotions involved. Self-employers can also benefit strongly from having a financial advsior. Depending on clients can be unpredictable, so a financial advisor can help you manage your finances to always be prepared for a rainy day.