Savings accounts are found at almost any bank. Is opening one right for you? Well it all depends on your future goals. If you’re not tech-savvy then a savings account probably isn’t right for you. The Internet is the main way people access their savings account these days so if the Internet frustrates you, you probably don’t want to consider it. If you travel a lot, a savings account would be perfect you. Online savings account help save time on making bank visits and some online banks even offer a 24/7 live person to be at your service. There’s even special online accounts just for kids, teenagers, and college students.