How To Get A Mortgage With Little To No Down Payment: Part 2

If you’re interested in buying a home and are wondering how to catch a break on the down payment, consider the following options:

USDA- This mortgage guarantee program is very popular. It isn’t confined to all rural areas either.
Private Mortgage Insurance – You may be eligible to make a down payment as low as 3% with a PMI. In many cases, this costs less than FHA mortgage insurance. Another great benefit is that you can cancel it once your mortgage balance is under 80% of the home value.

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