When the unexpected happens to your home, it’s important to have a cushion like home insurance as back up. And while circumstances such as theft and storm damage are covered, there are some conditions that may not be covered by your home owners insurance. It’s important for you to know what they are. Here are three you’ve possibly never considered:
- Mold – Believe it or not, mold damage may not be included in your home insurance policy.
- Termite infestation – Termites are pesky insects who can get into the floors and walls and ruin them. It may take years to detect them and unfortunately, most home insurance policies won’t cover the damage.
- Fine art and jewelry – Home insurance may cover some of these things, but they may not cover them completely depending on how expensive they are.