Medicare is a type of insurance that causes relief for seniors. This is the time of year for open enrollment so it’s time to do some research and sign up for the 2018 plan. Open enrollment starts October 15 and closes December 7. Signing up can be difficult so if you need help you the SHIP program is there to help. You can visit the  national SHIP website for more information. You should know that Medicare is not free although some people seem to think so. Medicare doesn’t cover all your expenses, it covers stuff like premiums and deductibles. Medicare doesn’t cover things like long term care, eye exams that relate to prescription glasses, hearing aids and exams, cosmetic surgery, routine foot care, and etc.