Manufactured homes are homes that are purchased at a dealer and moved to their final destination. Due to the nature of the home, many mortgage companies will deny you. Those who don’t deny you may charge you high interest fees. Here’s how to get a loan on a manufactured home:

20% down
Just like with any other mortgage, it helps to have at least 20% of the purchasing cost for down payment.

Credit score
You must have at least a 640 credit score.

FHA loans
You can also forego regular banks and try financing with an FHA lender.