Car insurance can vary greatly from company to company. That’s why it’s important to shop around. When looking for coverage for the first time, keep in mind there are certain factors that will affect your coverage. For instance, the kind of car you drive.

If you’re driving a really expensive sports car, you’re going to automatically pay a higher rate than if you were to drive a non sports car.

Another factor that gets considered is your marital status. Some insurers believe that married drivers are more responsible and therefore pay a lower amount in coverage.

Your drive commute will also play a role in coverage. If your distance to work is short, than your premium will be lower. Also, if you live in a highly vandalized area, you will pay more.