A car insurance company can drop you for many reasons. Some purposes include: failing to make the premium, making unapproved modifications that change the value of your car, having your license suspended and being pulled over for DUIs. Although these reasons are valid and directly related to your driving record or the condition of the vehicle, there are other reasons a company may drop you.

Health issues: Some states have laws in place that allow a car insurance company to drop you if your health condition is deemed unsafe.

Too many claims in a short period of time: If you make multiple claims within a 12 month time span, your company may drop you.

Your insurance company no longer covers your area: If your company no longer covers your area, they can drop you.