Term vs. Permanent Life Insurance

Life insurance is one of those things most people don’t want to talk about, but is still important. It’s a promise that if anything happens to you, the company will pay a certain sum of money to your beneficiary. There are two kinds of life insurance: term life insurance and permanent life insurance. Term life insurance remains effective for a certain period of time. Permanent life insurance has a savings component that you can use to help pay for premiums.

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