Lowering your homeowners insurance may be as simple as just requesting it.  Many home owners aren’t aware that providers will gladly give them options for a lower rate if they just ask for it. Of course, this is after being a loyal customer for at least a year. In addition to just asking for it, there are other ways to lower your home owners insurance premiums. Check out 3 of them below:

• Carry more than one policy: If you insure your home and your car, you may be eligible for deep discounts.
• Prep your home for disasters: Insurance providers will usually give you credits for ¨disaster¨ proofing your home.
• Install an alarm system: Installing an alarm system will also make you eligible for lower rates.