Think once you settle for car insurance you should never check on rates again? Think again. Insurance rates fluctuate all the time based on changes such as weather, population and even legislation. In a six month time, these rates can undergo some significant change that you may want to be aware of.

Companies also use other data to determine the amount of claims they’ll have to pay out in the coming year and will adjust the rates higher or lower accordingly. Because of this, it’s wise to take a look at the rates even after you’re on board to see what changes to rates have occurred. That way you’ll know whether you should shop around for another company.